Financial Clarity For
Wine & Spirits Professionals
Wine & Spirits Professionals Have A Lot Of Work To Do.
When they need advice on their finances, taxes, and wealth, they speak to Joe Stephens, The Wine Industry Advisor
Meet Joe
The Wine Industry Advisor
Joe grew up in the world of Wine & Spirits.
He helped run the family store, Gallagher's, since 2008.
Joe knows managing money big challenge for wine & spirits professionals, so he is on a mission to help organize & clarify your finances to help you build real wealth.
Joe is a Certified Sommelier, which means he knows your world and understands the role that expertise plays in running a quality operation.
Joe is a Certified Financial Planner ™ (CFP®), which means he is committed to acting as a fiduciary, alwys putting YOUR best interests first.
Joe is the President of NAIFA- New Jersey, which means he has committed to raising the standard of practice for being a Financial Advisor in New Jersey.
Joe also is a Certified Aircraft Pilot, which means he is used to following pre-defined process to maintain quality, under uncertain conditions, when lives are on the line.
A Proud Member:
When they need advice on their finances, taxes go to Joe Stephens.
The Wine Industry Advisor
ABOUT BROKERSBLOC
Helping Brokers Win More Deals & Provide Better Plans
At BrokersBloc, we specialize in helping independent insurance brokers stand out by offering cost-effective, high-quality healthcare plans.
We work directly with top-tier carriers to provide fast quotes, competitive rates, and creative benefits solutions that help brokers win more clients and grow their businesses.
OUR MISSION
Empowering Brokers to Deliver Exceptional Value
At BrokersBloc, our mission is simple: to help independent insurance brokers thrive in a competitive market.
By leveraging non-BUCA carriers, A-rated reinsurers, and innovative solutions, we empower brokers to deliver unmatched value to their clients while growing their businesses.
You’re Just One Call Away From a Better Brokerage Experience
How Joe Helps You
Investments
Mutual Funds
Annuities
- Variable
- Fixed
- Equity IndexedManaged Accounts
529 and College Savings
Stocks, Bonds, etc.
REIT's, UIT's, ETF, etc.Custom Portfolio Management
Investment Advisory Services
Insurance
Life
Long Term Care
Disability
Health
Annuities
Retirement
Retirement Income Planning
Surviving Spouse Income Planning
IRA/Roth IRA
403B/401K
SEP/Simple IRA
Annuities (when appropriate)
Profit Sharing Plans/ESOP/employee stock plans
Early Retirement Strategizing
Advanced Planning
Estate Planning
Business Planning
Generaltional & Family Planning
Tax Planning*
College Planning
Retirement Planning (surviving spouse)
Elder Care/Long Term Care Planning
GROUP BENEFITS CONSULTANT
This is the first time I’ve felt like a broker and a business owner
Join our exclusive webinar and learn how you can leverage non-BUCA carriers to provide significant
cost savings and unmatched benefits to your clients.
HEALTH PLAN SPECIALIST
“I closed deals I didn’t think I could touch
They gave me access to creative plan designs and networks that my competitors didn’t even know existed. That changed everything. I landed two new groups just by offering something different — and better."
cost savings and unmatched benefits to your clients.
KANSAS CITY HEALTH BROKER
“I finally feel respected in this business.”
"Most carriers just treat us like a line item — no real relationship, no real help. BrokersBloc flipped that completely. They respond fast, explain everything clearly, and treat me like a key player. That respect has re-energized how I show up for my clients."
HOW IT WORKS
Here's what it is like working with Joe Stephens
STEP 1
Intro Call
We start with a quick intro call to get a feel for your needs and goals. You tell us what you’re looking for — we ask the right questions to get the ball rolling.
STEP 2
Accounts Meeting
If we're a good fit, you will meet with Joe so he can get a picture of your financial life. From this, we craft a financial plan.
STEP 3
Plan Presentation & Year Outline
We present the financial plan and create a road map of what you can expect this year.
STEP 4
Regular Reviews
We are in contact on a proactive basis to go over your plan and investments.
Resources & Tools for Brokers
Stay ahead in the industry with our exclusive broker resources:
Webinars
Gain insights from industry
leaders.
Blog Posts
Stay informed on the latest healthcare trends.
Calculators
Easily estimate client savings
and plan costs.
Check the background of your financial professional on FINRA's BrokerCheck.
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, member FINRA & SIPC. Advisory Services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Associated Financial Planners, LLC and Cambridge are not affiliated.
This communication is strictly intended for individuals residing in the states of CA, CO, CT, DE, FL, MD, MA, NH, NJ, NM, NY, NC, OH, OR, PA, RI, SC, TN TX, VA &WI. No offers may be made or accepted from any resident outside the specific state(s) referenced. Cambridge does not offer tax or legal advice.
